Three Things You Should Know About Water Damage
Posted on: 20 June 2017
As a homeowner, water damage occurring in your home is never something you want to have to face. This is because water can cause extensive damage and require a thorough restoration process that can take quite a bit of time to complete. However, if you do have to deal with water damage in your home at some point, here are three things you should know:
- Flood Damage is Different in the Eyes of Your Insurance: When you file a claim for the water damage in your home, you need to know what kind of flooding you are dealing with. If the water damage occurred because of a flood in your area, then you need to file a claim through your flood insurance. If you don't have flood insurance included on your homeowners insurance policy, then the damages will not be covered. If, however, the water damage has occurred because of a busted pipe, then it's likely covered with your basic homeowners insurance policy.
- Restoration Needs to Happen Now: Since the restoration process needs to begin right away, you cannot afford to wait to do anything about the damages that have occurred. The first thing you need to do is alert your insurance company so they can send someone out to evaluate the damage. Since this takes some time, you cannot wait to file a claim with your insurance company. This is because you cannot start on restoration until the insurance adjustor has visited your home, otherwise, you could be denied coverage.
- The Pollutant Level Makes a Difference: You don't have to be out of your home in some cases, however, you might want to start making arrangements now just in the case. The pollutant level of the water is going to determine this. The professionals will be able to decide what the pollutant level is. If it's deemed unhealthy because there is too much bacteria, you need to save the paperwork signed by the professionals that states the home cannot be occupied until restoration is complete. This is what you will use to receive compensation for living expenses if you are able to file a claim for water damage with your insurance.
When you know these three things about water damage in your home, you can be sure that you are going about the process of restoration in the right way that is going to save you financially and save you on time and stress, as well. For more information about taking care of water damage, contact a business such as East Coast Environmental Restoration.
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